Contrasting Tokenization eBook: The Pitfalls of Payment Service Provider Tokenization

Learn about the limitations of payment processor tokenization versus cloud-based vendor agnostic tokenization.

Organizations are adopting tokenization for the simple reason that if tokenized data is breached, all that is exposed is meaningless tokens, not the original sensitive data that is securely vaulted off-premise in the cloud. Tokenized data is not even subject to PCI Data Security Standard (DSS) compliance when separated completely from the original data and any encryption keys. However, tokenization solutions are not all the same, nor do they function at the same level of effectiveness for all data types.

In this eBook, we will compare and contrast payment service provider (PSP) tokenization with a payment-agnostic cloud tokenization platform. Many organizations TokenEx works with have tried using a PSP tokenization solution that was offered for “free” as part of the payment processing, but as you will see, this ruse is in fact much more expensive, and much less flexible. A key point to keep in mind is that the free solutions offered by PSPs are rarely able to tokenize data sets other than PCI. This severely limits your data security options when it comes to protecting personal and PII data types in addition to PCI.

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