Omnichannel

16 Feb
2015

Finance Industry Needs Tokenization, Fast

Finance Industry Needs Tokenization, Fast The JP Morgan/Chase data breach set off breach alarms around the world. Widely considered the most well secured financial network, or at least they spend more money than most financial institutions, and yet they were powerless to defend against one of the larger data breaches

17 Dec
2014

Consumer Authentication – The Liability Shift

Consumer Authentication – What’s in it for Me? Many merchants with an online presence have been hesitant to implement consumer authentication for a variety of reasons. With the use of ‘3-D Secure’ (3DS, Verified by Visa, MasterCard SecureCode) customers may be more likely to abandon a purchase if they feel

01 Dec
2014

Retailers Get Ready – The Impact of EMV

Retailers Get Ready – The Impact of EMV If you’ve read any payment or retailer focused articles lately, you know that the upcoming EMV liability shifts promises to be one of the most significant issues facing retailers in 2015 if not the decade. Retailers are understandably hesitant to foot the

19 Nov
2014

At the Speed of Mobile – Keeping Pace with Omnichannel Security

At the Speed of Mobile – Keeping Pace with Omnichannel Security 1 out of 4 cases of fraud in 2014 occurs in the mobile channel. Globally, businesses are enabling a mobile platform for their omnichannel processing environment at warp speed and a lot businesses are falling behind in securing their

22 Oct
2014

Online Credit Card Declines are Crushing Retailers – The Cause is not what you Think

Online Credit Card Declines are Crushing Retailers – The Cause is not what you Think Over $40 billion of credit card declines happened in 2013 and it was not because of a lack of funds on behalf of the purchaser. According to TrustInsight, it was unnecessary red flags banks put

24 Sep
2014

EMV Adoption – Card Not Present Fraud is Going to Skyrocket

EMV Adoption – Card Not Present Fraud is Going to Skyrocket As more and more businesses across the United States adopt EMV chip and pin , there is one arena not being discussed, Card Not Present (CNP) fraud. The actual chip provides no security when the card is not present for the

22 Sep
2014

Breaches in The Financial Sector Have Retailers on High Alert

Breaches in The Financial Sector Have Retailers on High Alert – TokenEx Provides an Omnichannel Security Solution Jewel-Osco, Home Depot, JP Morgan have joined the throngs of other companies who have been breached. All of the most expensive hardware, monitoring systems, and preparedness could not overcome the craftiness of cyber