Checkout Page - Hosted Payment Solutions Provide Flexible, Customizable Security
TokenEx offers two fully-customizable solutions for website shopping checkout pages. With TokenEx there is no “one-size-fits-all” solution that forces you to change your payment checkout processes. The TokenEx goal is to ensure that your customers’ sensitive data is as secure as possible while also providing smooth, consistent check-out experience.
TokenEx Hosted Payment Page
The TokenEx Hosted Payment Page replaces your final checkout page – where payment data is entered – with a simple string of code that redirects all a customer’s payment input to a secure page on the TokenEx Cloud Security Platform. From that point on in the transaction, no payment data flows into your systems. TokenEx sends payment data to your payment gateway provider and returns the authorization to you so you can complete the transaction. It’s all invisible to the customer because they continue to see your web page design and functionality, but the processing is offloaded to the TokenEx Cloud Security Platform. By working with TokenEx to host your payment page, you greatly reduce the number of controls and scope of PCI compliance for your systems, typically down to the SAQ-A level.
TokenEx iFrame Solution
As with the TokenEx hosted payment page, the TokenEx iFrame (inline frame) Solution provides maximum flexibility to secure the payment checkout page while keeping the look and feel of your web site design. But rather than redirecting every element on your checkout page to TokenEx servers, you simply place HTML iFrame code on your checkout page so that all data entered within that iFrame is redirected to TokenEx. While the iFrame form code resides on your web server, payment card data is redirected within the iFrame to the TokenEx Cloud Security Platform.
Security Without Disruption
Not all tokenization payment page solutions are flexible enough to meld with the way you want to do business. You don’t want a security provider that just offloads your final payment page to their site, which is branded and designed by them. It’s disruptive to the shopping experience and can lead to abandoned shopping carts as the customer battles with a different UI and possibly different user IDs and passwords. TokenEx Hosted solutions use your design and CSS to make the final step of the shopping experience seamless to your customer while securing sensitive data and keeping it out of your business environment.
Integrate Payment Services for Layered Security
A payment page security solution needs to be flexible to interface with other e-commerce partners such as a fraud detection service or marketing analytics provider. The TokenEx Cloud Security Platform has the capability to pass payment information to your partner vendors so they can work in concert with your shopping experience. For example, as your customer fills out the payment form, TokenEx passes the credit information to a fraud detection partner that provides a fraud rating to your merchant sales software for review. Your business systems never capture, store, or transmit any payment information, just the tokens, keeping them outside the scope of PCI compliance. For more information on integration, read the article Breaking The Cycle of Payment Fraud With Layered Security.
Why is a Hosted Payment Solution Important To My Business?
No sensitive data touches web servers
Fully Customized – Dynamic data passed between applications
Eliminates most controls from PCI Scope (SAQ-A)